Individuals Professionals Businesses Private Bank Accessibilité
Individual account

Your daily account,
without compromise

Open your current account in 10 minutes, from home.Visa card included, award-winning mobile app, advisors available 7 days a week.

0 € account maintenance fees 100% online opening Visa card delivered in 48 hours ACPR approval · Guaranteed deposits

Offer subject to conditions. See details.

Femme souriante utilisant l'application Nexia Banque sur son smartphone
App Store 4,8 ★ Best banking app 2024
+ 3.2 million customers
Guaranteed deposits up to €100,000
Advisor available 7 days a week
ACPR approved establishment since 1924
Opening in 10 minutes

Choose the formula
that suits you

From free essentials to the all-inclusive Infinite card — with no minimum commitment.

Compte Essentiel

Essential

Visa Origin

The essentials for managing your money on a daily basis, without hidden fees.

Free / month
  • Dedicated French IBAN
  • Instant Debit Visa Origin Card
  • Unlimited transfers and withdrawals
  • Mobile application & e-statements
Open for free
Compte Premium Visa Infinite

Premium

Visa Infinite

Banking excellence with exclusive services, premium insurance and concierge service.

19,90 € / month
  • All Comfort included
  • Worldwide travel insurance
  • LoungeKey airport lounge access
  • 24/7 concierge service
  • Dedicated asset manager
Discover Infinite

What makes the difference

A bank designed for your life, not for its costs.

Zero hidden fees

Transparent pricing, with no surprises on your statement. What you see is what you pay.

Award-winning app

Manage your accounts, transfers and limits in real time from your smartphone. Rated 4.8/5.

Human Advisor

An advisor can be reached by chat, telephone or in an agency, available 7 days a week from 8 a.m. to 10 p.m.

Rewards & cashback

Earn Points with every purchase and benefit from exclusive offers from our partners.

Ouverture de compte en ligne sur tablette

100% digital opening · No travel required

In 3 steps,
your account is opened

1

Fill out the online form

Your personal information and a valid ID. All secure and end-to-end encrypted.

2

Instant identity verification

Our biometric system verifies your identity in less than 2 minutes, without an appointment or travel.

3

Activate your account and receive your card

Your IBAN is available immediately. Your Visa card is delivered to your home within 48 working hours.

More than 3 million customers
recommend us

Account opening took exactly 8 minutes. My card was there two days later. I never thought opening an account could be so easy.

Sophie M.

Sophie M.

Engineer, Lyon

The advisor called me that same evening to check that everything was in order. I had never had this level of service in a traditional bank.

Thomas B.

Thomas B.

Entrepreneur, Paris

The application is really intuitive. I manage my budgets, transfers and savings from a single interface. Exactly what I needed.

Camille D.

Camille D.

Student, Bordeaux

Join us
today

No opening costs. No commitment. Cancellable at any time.

  • Account opened in 10 minutes, 24/7
  • IBAN available immediately after validation
  • Visa card delivered to your home within 48 working hours
  • Guaranteed deposits of up to €100,000 per depositor
Your data is 256-bit SSL encrypted. Secure and certified connection.
Couple heureux gérant leurs finances avec Nexia

Everything you need to know

What are the conditions for opening an individual account?
You only need to be of legal age, to reside in France and to have a valid identity document (national identity card or passport). No minimum deposit is required for the Essential plan.
How long does it take to open an account?
It takes an average of 10 minutes to open online. Your file is analyzed in real time using our automated system. Your IBAN is available upon validation. Your Visa card is delivered within 48 working hours.
Can I change the formula after opening?
Yes, at any time and free of charge from your customer area or the Nexia application. The change is effective immediately for upgrades, and at the end of the month for downgrades.
Are my deposits protected?
We are an establishment approved by the ACPR (Prudential Control and Resolution Authority). Your deposits are covered by the Deposit Guarantee and Resolution Fund (FGDR) up to €100,000 per depositor and per establishment.
How do I contact my advisor?
Via the chat integrated into the application (response in less than 2 minutes), by telephone at 09 69 32 40 00 (non-premium rate call), or by making an appointment at an agency. Our advisors are available Monday to Saturday from 8 a.m. to 10 p.m.