Manage your finances
together, simply.
A single account, two holders, total freedom. Open your joint account online in 10 minutes and manage your joint expenses from a single application.
- 100% online opening
- No account maintenance fees
- 2 Visa cards included
Everything you need
to manage together
A joint account designed to simplify life together, with budget management tools designed for both holders.
2 Visa cards included
Each holder has their own international Visa card, debited from the joint account./p>
Simultaneous access
The two co-holders access the account in real time via the mobile application and the online space.
Zero holding fees
No monthly account maintenance fees. You only pay for the optional services you choose.
Shared statements
Common transaction history, automatic categorization and PDF export for your declarations.
Rights management
Independently define spending limits and transfer rights for each holder.
Dedicated advisor
Benefit from a dedicated wealth advisor who can be reached by phone, chat or in-branch appointment.
Choisissez la formule
qui vous correspond
Pour commencer ensemble
- 2 cartes Visa Classic
- Virements SEPA illimités
- Application mobile
- Relevés en ligne
- Carte Visa Premier
- Assurances voyages
- Épargne programmée
La formule préférée des couples
- 2 cartes Visa Premier
- Virements SEPA illimités
- Application mobile premium
- Relevés en ligne
- Assurances voyages & achats
- Épargne programmée
- Carte Infinite & conciergerie
Pour aller plus loin
- 2 cartes Visa Infinite
- Virements SEPA illimités
- Application mobile premium
- Relevés en ligne
- Assurances voyages & achats
- Épargne programmée
- Conciergerie 24h/24
Open your account
in less than 10 minutes
The first owner creates the account
Enter your personal information, choose your offer and verify your identity by FaceID or ID scan.
Invitation of the co-owner
An invitation link is sent by email to the second holder. He completes his file independently from his own device.
Activation and first deposit
Your account is activated within 24 hours. Make your first transfer and start using your cards immediately via Apple Pay / Google Pay.
Your frequently asked questions
An unanswered question? Our team is available by chat, telephone or in agency.
Do you have to be married or in a civil partnership to open a joint account?
No. Any adult individual can open a joint account with another person, whether a spouse, a partner, an adult child or even a trusted relative. The only condition is that each co-owner be domiciled in France.
Can the joint account be closed at any time?
Yes. Closure may be requested at any time by either of the holders, without cost or notice period. We assist you in transferring the balance to your respective individual accounts.
Can each holder make transfers alone?
By default, each co-owner has the same rights and can carry out operations independently. You can nevertheless configure a mandatory joint signature for transfers exceeding a threshold that you define.
Is the joint account eligible for Livret A?
No, Livret A is an individual savings product. However, you can open a Popular Savings Booklet (LEP) or a Housing Savings Plan (PEL) associated with your joint account.
What happens if a co-owner dies?
In the event of death, the account is not automatically blocked. The surviving co-owner retains access to the account. However, the heirs can request the blocking as part of the settlement of the inheritance. We advise you to contact us quickly for assistance.
Ready to open
your joint account?
100% online · No obligation · Response within 24 hours