Your projects don't wait.
Finance them now.
From €1,000 to €75,000, repayable up to 84 months. Response in principle in 2 minutes, funds transferred within 24 hours. Without proof for loans less than €10,000.
Simulate your monthly payment
Non-contractual simulation · Subject to acceptance
Whatever your project,
We support you.
A single personal loan adaptable to all your needs, without having to justify the use of funds.
Auto Credit
Finance the purchase of your new or used vehicle. Up to €40,000 over 84 months.
Works & Renovation
Kitchen, bathroom, insulation, swimming pool… Bring your interior to life. Up to €75,000.
Travel & Leisure
Honeymoon, road trip, cruise… Leave without waiting to have saved. Up to €20,000.
Studies and Training
Tuition fees, driving license, professional retraining. Preferential rate under 28 years old.
Wedding & Events
The wedding of your dreams, an unforgettable celebration. Finance without dipping into your savings.
Free Personal Loan
No need to justify use. Use the funds as you wish.
A simple,
transparent, fast credit.
No processing fees, no early repayment penalties. We offer you clear credit, with no unpleasant surprises.
No file opening, management or closing fees. The total cost displayed is the actual cost.
Repay all or part of your credit at any time, without additional fees.
Adjust your monthly payments upwards or downwards (within contractual limits) if your situation changes.
In the event of an unforeseen event, postpone up to 3 monthly payments per year without proof, directly from the application.
Protect your loved ones and your credit in the event of death, disability or job loss. Prices from 0.30%/month.
"Your consumer credit is fully manageable from the application: request, electronic signature, monitoring of repayments and adjustment of monthly payments."
— Credits & Financing DepartmentClear rates
according to your project.
All our rates are fixed. Your monthly payment never changes during the entire term of the loan.
Auto Credit
- Amount1 000 € – 40 000 €
- Duration12 – 84 months
- ProofRegistration document to be provided
- Fund deadlineWithin 24 hours
Works
- Amount€1,000 – €75,000
- Duration12 – 84 months
- SupportCraftsman quote required
- Fund deadlineWithin 24 hours
Student Loan
- Amount€500 – €30,000
- Duration12 – 120 months
- SupportingSchool certificate
- Fund deadlineWithin 24 hours
Personal Loan
- Amount€1,000 – €50,000
- Duration12 – 72 months
- SupportingNone (< €10,000)
- Fund deadlineWithin 24 hours
APR (Annual Percentage Rate) fixed. The rates indicated are the best rates available, subject to acceptance of the file, domiciliation of income with us and the subscription of borrower insurance. Representative example: for a personal loan of €10,000 over 36 months at a fixed APR of 5.90%, monthly payment of €304, total cost of the credit €944, total amount due €10,944./p>
Your credit online
in 4 steps.
Simulate & customize
Choose your amount, duration and type of project. Our simulator calculates your monthly payment and your APR in real time.
Fill out the form
Personal information, professional situation and income. Allow 5 minutes maximum. Your data is secure and encrypted.
Response in 2 minutes
Our algorithm analyzes your file instantly. You receive an immediate response in principle, without waiting for an advisor.
Sign & receive funds
Sign your contract electronically. The funds are transferred to your Nexia account within 24 hours after the end of the legal withdrawal period.
They carried out
their projects with Us.
“I obtained my €18,000 car loan in less than an hour. Simple form, immediate response, funds the next day. No comparison with my previous bank which made me wait 3 weeks. »
“We completely renovated our kitchen and bathroom. €32,000 over 72 months, 0 administration fees. The simulator was very clear, we understood everything before even signing. »
“Student loan of €8,000 to finance my master’s degree. Rate at 3.9%, repayment deferred for one year. My parents did not have to act as guarantors. You really trusted me. »
Your questions
about credit.
An advisor is available by chat or telephone 7 days a week.
Do you have to be a customer to obtain credit?
No. You can apply for Nexia consumer credit without holding a current account with us. However, domiciling your income with Nexia allows you to benefit from a preferential rate and an accelerated acceptance process.
What supporting documents are required?
For a loan of less than €10,000, no proof of use is required. Beyond that, depending on the type of project: copy of the registration document (auto), craftsman quote (work), school certificate (student). In all cases: identity document, proof of income (last 3 pay slips or last 2 tax notices) and RIB.
When do I receive the funds?
After electronic signature of the contract, the legal withdrawal period is 14 calendar days. If you waive this deadline (option offered upon signing), the funds can be paid the day after signing. Otherwise, the transfer is made automatically on the 15th day.
Can I repay early?
Yes, at any time and without penalty with us — an advantageous condition compared to the common practice of certain establishments which charge up to 1% of the outstanding capital. Early repayment can be total or partial, directly from your customer area.
What happens if I encounter repayment difficulties?
We offer several solutions: postponement of deadlines (up to 3 per year without fees), downward modulation of the monthly payment or implementation of a rescheduling plan. Contact your advisor as soon as possible — anticipation is always better than waiting for a payment incident. As a last resort, our advisors direct you towards legal over-indebtedness schemes.
Is borrower insurance compulsory?
No, borrower insurance is optional for consumer credit (unlike real estate credit). However, it is strongly recommended because it covers the repayment of the loan in the event of death, total disability or involuntary loss of employment. We offer guarantees starting from 0.30% of the capital borrowed per month.
Your project deserves
to be funded.
Response in 2 minutes · Funds within 24 hours · €0 administration fees